My sister took early retirement at the age of 44. Actually, she got a buyout package from her job and decided to hang up her boots before the sunset years. It was a good move for her because she later had to care for our mom whose memory got worse over the years. I know many of you, women especially, are caregivers for your aging parents and look toward early distributions of your IRA, or to <a href="http://www.taxhelpvault.com/recommends/page64.html">get tax back</a> to help you get through these times of family emergencies.  However, you should know that premature distributions from the IRA plan are subject to an extra 10 percent tax, and you should report the amount to the IRS. On the other hand if you could not deduct your contributions to your IRA on your income tax return,  early distributions are free from tax.You can get more information by going to the <a href="http://www.taxhelpvault.com/recommends/page64.html">IRS problem help</a> web site.

Here’s a little more information to help you meet the deadline for filing your income tax returns:

<h4> </h4>

You can avoid the 10 percent tax on IRA distributions by using a rollover to another IRA plan, within 60 days from the date you made the

